Commercial Combined

Commercial Combined provides a variety of commercial property and liability options in one combined policy. Underwriters have a bespoke approach to every risk and will prepare a package to meet the needs of the client.

Commercial Combined is designed for small and medium non-standard risks across a wide range of industries and trades including manufacturing, engineering and metalwork, large retail and wholesale, sports and leisure, food and drink and property owners.

Commercial Combined is underwritten by a dedicated Property underwriting team based in Leeds. The team has extensive property underwriting experience, take a bespoke approach to every risk and are empowered to work with brokers to design the right package of covers for all clients, including complex cases.

Core Cover

  • Property Damage

Optional Cover

  • Public and Products Liability
  • Employers Liability
  • Business Interruption
  • Specified Business Equipment – All Risks
  • Goods in Transit
  • Money
  • Terrorism
  • Legal Expenses

Features & Benefits

  • A rated capacity
  • Specialists in hard to place risks
  • Experienced, UK specialist claims handling
  • Policies tailored to client needs
  • Bespoke approach to every risk
  • Direct access to specialist underwriters


  • Manufacturing, engineering, and metal working
  • Large retail and wholesaling
  • Sports and leisure
  • Food and drink
  • Property owners
  • And many more…
How to trade: Qtrade or Presentation to