Property Owners

Property Owners provides cover for buildings with optional rental income, terrorism and liability covers, and can include Landlords Contents.

Property Owners is designed for large commercial, residential, and unoccupied risks with good housekeeping and management, offering high any one location TSI limits. We have an underwriter-led approach to each risk, whilst there is some appetite for higher hazard business from supportive brokers.

Our Property Owners product is great for risks which need underwriter support. The team has extensive property underwriting experience, take a bespoke approach to every risk and are empowered to work with brokers to design the right package of covers for all clients.

Core Cover

  • Buildings
  • Property Owners Liability

Optional Cover

  • Rental Income
  • Terrorism
  • Employers Liability

Features & Benefits

  • A rated capacity
  • £1,000 Minimum Premium
  • Up to £7.5m TSI for Commercial and Residential (higher limits considered for concrete floored risks)
  • Up to £5m TSI for Unoccupied
  • Landlords Contents cover
  • £5m Property Owners Liability
  • £10m Employers Liability
  • Direct access to underwriters


  • Commercial and Residential Property Owners
  • Good housekeeping and management
  • £1000 minimum premium
How to trade: Qtrade or Presentation to