Bespoke, non-standard and complex property experts

Q Property Underwriting Services

Q Property Underwriting Services has been established to cater for brokers who are struggling to place property risks. We provide a technical underwriter solution with open access to decision makers for an increasingly fragmented and poorly serviced market.

When a broker has a story to tell but no underwriter to listen, Q Property can help.

We provide a bespoke, focussed service for non-standard or complex property requirements. Too often brokers are frustrated by auto rated products, trade or activities restrictions and an inability to speak openly and easily with decision makers. Our team can provide bespoke wordings, where needed, to support brokers in winning and retaining business.

We have a team of experienced underwriters who have capacity for high single location sums insured, the ability to produce non-standard wordings and a bespoke approach to every risk that comes across our desk.

Our team don’t view risks by industry, trade or activity – we measure your exposures by the way you and your client approach risk.
As part of our commitment to brokers, in some circumstances we can offer exclusivity.

Claims handling is the key deliverable from Q Property; the technical experience offered by our insurer’s claims handlers is exceptional. With a cradle to grave approach taking personal responsibility for driving claims to early settlement. Our team have an average of 21 years’ experience and your dedicated contact can be reached direct and is empowered to make the decisions your client needs. For full details of our servicing capability refer the more detailed claims document.

As part of Q Underwriting, trading with Q Property also provides you with access to over 30 specialist commercial lines products.

Our products

Non-standard and Complex Property and BI

Q Property provides a technical, personal approach to underwriting for frustrated brokers looking to place complex or non-standard property and business interruption risks.

Our standard wordings are backed by A-rated capacity, with high single location total sums insured and provide broad, flexible coverage and terms, enabling our underwriters to work with you to help you win and retain business.

Bespoke wordings are also available – these are constructed by our specialist underwriters with the security of A-rated capacity and experienced claims teams.

We are happy to look at new scheme opportunities and exclusivity may be available on request.

Commercial Combined

Q Property offer a broad package wording, which can be tailored for your individual client needs. Both claims and underwriting are handled in the UK by experienced technicians.

Coming soon in 2019…

  • Rural Leisure and Agricultural
  • Unoccupied Commercial