Tradesman & Professionals: Going the Extra Tile
Our Tradesman & Professionals product provides a range of covers in one combined policy, suitable for tradesman, small contracting & engineering firms and professional risks. Being a tradesman comes with a wide range of risks; we understand that your clients need to know they are protected when things go wrong. That is why we can cover these risks in one simple package, while offering our brokers a service that is accessible, knowledgeable, and flexible.
Accessible
We provide direct and easy access to empowered underwriters who can quickly deal with any referrals within tight deadlines.
Knowledgeable
Our underwriter-led approach means that we help brokers provide a solution for the specific risks faced by their clients.
Flexible
Up to 6 trades can be selected and each is rated separately (we don’t just charge on the highest trade) therefore allowing competitive pricing of risks. We can also add bespoke trades and business descriptions to match your client's exact occupation.
Why choose Tradesman & Professionals?
Our Tradesman & Professionals cover is backed by A rated capacity. It offers cover for a wide range of acceptable occupations and risks of up to £2.5M turnover for contracting trades and £5m for professions. The product can be rated on a per capita or wages basis – you choose.
Optional Covers and Extensions can be added for Contents & Stock, Business Interruption (ICOW), Professional Indemnity (Professions only) and Legal Expenses (including Contract Disputes cover).
The Industry
1https://www.statista.com/topics/3797/construction-industry-in-the-uk/#dossierKeyfigures
2https://www.ribaj.com/intelligence/structures-sustainability-we-can-put-a-block-on-brick-steve-webb
3https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/1022274/Housing_Supply_Indicators_Release_June_2021.pdf
4https://www.designingbuildings.co.uk/wiki/UK_construction_industry