Covering the road ahead
Motor Trade Combined
Q Underwriting’s in-house developed Motor Trade Combined product brings multiple motor trade cover into one policy, designed for full-time traders working from business premises, protecting your client’s premises, vehicles, and liabilities in a single policy.
Core Cover
- Public and Products Liability and Servicing Indemnity
- Road Risks
- Material Damage (All Risks)
- Money Cover Included
- Personal Accident Cover included
Optional cover:
- Engineering (Breakdown only not inspection)
- Unaccompanied demo cover
- Windscreen cover
- Employers Liability
- Business Interruption
- Loss of MOT Licence
- Wrongful Conversion
- Fidelity Guarantee
Trade Examples
- Body repairers
- Mechanical servicing and repairers
- Sales & repair
- Sales only (where the Insured has traded in the same trading style for a minimum of three years)
- Private cars (up to a maximum value of £75k)
- Commercial vehicles up to 7.5 tonnes
- Commercial and non-commercial vehicles and private cars as above
Features & Benefits
- A rated Capacity provided by Accelerant
- Business Interruption
- Money & Personal Assault
- Employers Liability
- MOT Loss of Licence
- Premises and Contents cover
- Yes Claims Bonus