Covering the road ahead

Motor Trade Combined

Motor Trade Combined brings multiple motor trade cover into one policy, designed for full-time traders working from business premises, providing insurance for everything from Road Risks Cover, Business Interruption and Employers Liability.

Core Cover

  • Public and Products Liability and Servicing Indemnity
  • Road Risks
  • Material Damage (All Risks)

Optional cover:

  • Engineering (Breakdown only not inspection)
  • Unaccompanied demo cover
  • Windscreen cover

Trade Examples

  • Body repairers
  • Mechanical servicing and repairers
  • Sales & repair
  • Sales only (where the Insured has traded in the same trading style for a minimum of three years)
  • Private cars (up to a maximum value of £75k)
  • Commercial vehicles up to 7.5 tonnes
  • Commercial and non-commercial vehicles and private cars as above
Red Icon with Car on ramp

Features & Benefits

  • A rated Capacity provided by Travelers
  • Business Interruption
  • Money & Personal Assault
  • Employers Liability
  • MOT Loss of Licence
  • Free Legal Expenses cover
  • Property Damage comes under Material Damage and is not compulsory


Speak to an underwriter

T: 02920 301231

How to trade with us

Submit your quote requests via email

to your dedicated team of underwriters:

Speak to our experts