An extra layer of security
Excess Liability Combined
Our Excess Liability Combined product allows your clients to purchase additional cover above their primary liability policy providing protection against large claims which may erode their primary insurance. We can top up our own or other insurers policies.
Sections Available
- Excess Public & Products Liability
- Excess Employers Liability
- Excess Motor Third Party Property Damage
Targeted Sectors
- Contracting & construction risks including high-risk contractors
- Tradesman & engineers
- Manufacturers & wholesalers including firms who export to USA /CAN
- Retail & leisure occupations
- Land & property owners
Features & Benefits
- A rated capacity
- Wide range of acceptable occupations including higher risk trades
- Bespoke business descriptions
- Wide range of Excess Public & Product liability limits available
- Public & Product Liability attachment points from £2m
- Flexible combinations of cover available for Excess Public and Products Liability cover up to £25m over £20m
- Available as part of a tiered arrangement (2nd 3rd or 4th excess layer)
- Excess Employers Liability cover available on a stand-alone basis
- Excess Employers Liability cover available up to £50m (£25m x £25m or £20m x £30m)
- Attachment point for Excess Motor Third Party Property Damage cover £5m
- Excess Motor Third Party Property Damage cover available up to £50m ( £25m x £25m or £20m x £30m)
- Short period and/or non-annual cover available
- Low minimum premiums
- Quote and bind available via Acturis and the Qtrade portal.