Going the Extra Tile
Tradesman & Professionals
Tradesman & Professionals provides a range of covers in one combined policy, suitable for Tradesman small contracting & engineering firms and professional risks.
Core Cover
- Public Liability
- Products Liability
Optional Cover
- Employers Liability
- Contractors All Risks
- Contents & Stock
- Business Interruption (ICOW)
- Professional Indemnity (professions only)
- Legal Expenses
Trade Examples
- Building contractors & allied trades
- flooring & tiling contractors
- Gardening services, landscaping, fencing & paving contractors
- Painting, decorating & plastering contractors
- Cleaning contractors
- Electrical contractors
Features & Benefits
- A rated capacity
- Wide range of acceptable occupations
- Cover for risks up to £2.5m turnover
- Can be rated on per capita or wages – you choose (Per Capita is available for up to 12 manual persons)
- Multiple trades available – You can select up to 6 trades and each is rated separately, allowing competitive pricing of risks
- Bespoke trades and business descriptions can be added to match your client’s exact occupation
- High Limits of cover available on PL and CAR/Plant
- Own Plant and Hired in Plant can be written without Contract Works
- Cover includes Temporary Employees for a maximum 50 man-days in any one period of insurance
- Legal Expenses includes Contract Disputes cover
- Experienced Underwriters will deal with any referrals quickly
- Options for alternative levels of commission, including net
- Enhanced commission can be negotiated for agreed growth plans