Giving your Best

Charity Combined

Charity Combined is a specialist policy for charities, social enterprises, and community groups, designed to provide a full suite of covers in one combined policy. This product is available as a package with variable set limits, or a bespoke policy with flexible limits, which can cater for a range of sections of cover.


  • Property Damage 
  • Business Interruption 
    • Optional Cancellation extension for events
  • Specified Business Equipment
  • Terrorism
  • Equipment Breakdown
  • Money and Personal Accident (Assault)
  • Group Personal Accident
  • Goods in Transit
  • Employers’ Liability (inc. volunteers)
  • Public Liability (inc. Care & Treatment)
  • Products Liability
  • Loss of Licence/Registration
  • Motor No Claims and Excess Protection
  • Legal Expenses
  • Executive Risks
    • Trustees, Directors or Officers Liability
    • Employment Practices Liability* 
    • Fidelity Guarantee with optional Crime extension*
    • Professional Indemnity*
  • Cyber Loss Recovery
  • Property Damage Loss Recovery
  • Group Travel 

* Available with either separate indemnity limits or as shared aggregate limits with Trustees Indemnity 

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Features & Benefits

  • A wide range of activities and events included, and short-term special events cover available
  • Volunteers included under Employers’ Liability
  • Cover for abuse is included
  • Care & Treatment included under Public Liability
  • Hirers’ Liability included under Public Liability
  • Executive Risks sections can share one common aggregate limit
  • Risk management support and advice available, if required

Speak to an underwriter

T: 0333 800 9858

How to trade with us

Via Qtrade

Or submit your quote requests via email

to your dedicated team of underwriters:

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