Protecting the bricks and mortar
Property Owners
Property Owners product is designed for large Commercial and Residential risks with good housekeeping and management, offering up to £7.5m Any One Location TSI. With an underwriter-led approach to each risk, there is some appetite for higher hazard business from supportive brokers.
Congrats!
Core Cover
- Buildings
- Rent/alternative accommodation for residential risks (20% of Sum Insured)
- Property Owners Liability - £5m LOI
- Employers Liability for residential risks
Optional Cover
- Rental Income for Commercial risks
- Terrorism
- Employers Liability for commercial
Trade Examples
- Single risks and mixed portfolios (commercial, residential, unoccupied & non-standard)
- Unoccupied, part unoccupied and risks with works
- Non-standard residential tenants including council, care & support, asylum seekers
- Hospitality risks including pubs, restaurants, and hotels
- Modern methods of Construction (MMC) & Grade 2 risks can be considered
Features & Benefits
- Non-Standard Property and extensive appetite, including difficult to place risks
- A rated insurer capacity supported by a dedicated claims handling service
- Direct access to experienced niche trading underwriters
- £1000+ IPT minimum premium
- Up to £7.5m maximum TSI any one location ( higher limits can be considered for concrete-floored risks)
- Up to £5m TSI for Unoccupied risks & residential converted/timber floored properties
- Up to £4m TSI for Grade 2 & Grade 2* risks
- We will discuss risks on a personal level away from e-trading