Protecting the bricks and mortar

Property Owners

Property Owners product is designed for large Commercial and Residential risks with good housekeeping and management, offering up to £7.5m Any One Location TSI. With an underwriter-led approach to each risk, there is some appetite for higher hazard business from supportive brokers.

Core Cover

  • Buildings
  • Rent/alternative accommodation for residential risks (20% of Sum Insured)
  • Property Owners Liability - £5m LOI
  • Employers Liability for residential risks

Optional Cover

  • Rental Income for Commercial risks
  • Terrorism
  • Employers Liability for commercial

Trade Examples

  • Single risks and mixed portfolios (commercial, residential, unoccupied & non-standard)
  • Unoccupied, part unoccupied and risks with works
  • Non-standard residential tenants including council, care & support, asylum seekers
  • Hospitality risks including pubs, restaurants, and hotels
  • Modern methods of Construction (MMC) & Grade 2 risks can be considered
Red building icon.

Features & Benefits

  • Non-Standard Property and extensive appetite, including difficult to place risks
  • A rated insurer capacity supported by a dedicated claims handling service
  • Direct access to experienced niche trading underwriters
  • £1000+ IPT minimum premium
  • Up to £7.5m maximum TSI any one location ( higher limits can be considered for concrete-floored risks)
  • Up to £5m TSI for Unoccupied risks & residential converted/timber floored properties
  •  Up to £4m TSI for Grade 2 & Grade 2* risks
  • We will discuss risks on a personal level away from e-trading

Speak to an underwriter

T: 02082 561910

How to trade with us

Submit your quote requests via email

to your dedicated team of underwriters:

Speak to our experts