Specialist Unoccupied Property Cover

May 2, 2021

Our recently launched Q Protect Property Owners product is also suitable for the more challenging area of unoccupied property risks.

Regarded by many within the insurance market as higher risk, it is essential brokers partner with an underwriter experienced in this niche market, who can provide the necessary protection for their unoccupied property clients.

Q Underwriting's Property Owners Product is underwritten by Q Protect, our dedicated specialist Property & Package underwriting team, and is backed by A rated capacity in ERGO UK Speciality, a Munich Re company. Our team has extensive property underwriting experience and will take a bespoke approach to every risk and are empowered to work with brokers to design the right package of covers for all clients.

Our Property Owners Product is suitable for premiums over £1,000 (for annual policies), with sums insured up to £5 million. The types of risk considered are:

  • Commercial and residential
  • Properties undergoing structural works or refurbishment
  • Short and longer term unoccupied (minimum 3 months)
  • Fire only or wider perils cover available (except on structural works where Fire Only)
  • Properties bought for development or sale (excluding pubs, churches, schools)

All risks must be of good quality with adequate security and inspections and subject to other risk management standards being met

For further information on our Property Owners product contact the underwriting team on 0330 058 9862 and send quotation requests to protect@Qunderwriting.com or submit your enquiry through Qtrade, where it will be passed onto an underwriter.

Read more here about Q Protect Property Owners or download the handy Product Overview.

Duncan Scott
Head of Underwriting Operations – Property and Package
07522 229684